/* ==========================================================================
   SINAVEX Earn — public site, user app, legal pages
   ========================================================================== */

@font-face{font-family:'Newsreader';font-style:normal;font-weight:300 600;font-display:swap;src:url(../fonts/Newsreader-normal-300_600.woff2) format('woff2')}
@font-face{font-family:'Newsreader';font-style:italic;font-weight:300 500;font-display:swap;src:url(../fonts/Newsreader-italic-300_500.woff2) format('woff2')}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400 600;font-display:swap;src:url(../fonts/IBMPlexSans-var.woff2) format('woff2')}
@font-face{font-family:'IBM Plex Mono';font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/IBMPlexMono-normal-400.woff2) format('woff2')}
@font-face{font-family:'IBM Plex Mono';font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/IBMPlexMono-normal-500.woff2) format('woff2')}

:root{
  --navy:#0d1b2a;
  --midnight:#08131f;
  --navy-2:#132638;
  --navy-3:#1c3349;
  --teal:#11a095;
  --teal-ink:#0a7169;
  --teal-on-navy:#45c7bc;
  --teal-wash:#e3f3f1;
  --paper:#f3f0e8;
  --paper-2:#e9e5da;
  --canvas:#f5f4f0;
  --surface:#ffffff;
  --surface-2:#faf9f6;
  --ink:#0d1b2a;
  --ink-2:#34414f;
  --ink-3:#5a6572;
  --rule:rgba(13,27,42,.13);
  --rule-strong:rgba(13,27,42,.26);
  --on-navy:#ece8de;
  --on-navy-2:#a9b3bd;
  --rule-navy:rgba(236,232,222,.16);
  --danger:#a8321f;
  --danger-wash:#fbeeeb;
  --warn:#7a5300;
  --warn-wash:#fbf3df;
  --success:#0a7169;
  --success-wash:#e3f3f1;
  --focus:#11a095;

  --serif:'Newsreader',Georgia,'Times New Roman',serif;
  --sans:'IBM Plex Sans',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;

  --r-sm:6px;
  --r:8px;
  --r-lg:10px;
  --shadow-1:0 1px 0 rgba(13,27,42,.04),0 1px 3px rgba(13,27,42,.06);
  --shadow-2:0 1px 0 rgba(13,27,42,.04),0 8px 24px -12px rgba(13,27,42,.22);
  --gutter:clamp(16px,4vw,48px);
  --max:1200px;
  --ease:cubic-bezier(.2,.7,.2,1);
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--canvas);color:var(--ink-2);font:400 16px/1.6 var(--sans);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
body.public{background:var(--paper)}
img,svg{max-width:100%}
a{color:var(--teal-ink);text-decoration-thickness:1px;text-underline-offset:.2em}
a:hover{color:var(--ink)}
h1,h2,h3,h4,p,ol,ul,dl,dd,figure,blockquote{margin:0}
ul,ol{padding:0;list-style:none}
h1,h2,h3,h4{color:var(--ink);font-weight:500;text-wrap:balance}
::selection{background:var(--navy);color:var(--paper)}
:focus-visible{outline:2px solid var(--focus);outline-offset:2px}
[hidden]{display:none!important}
button{font:inherit}
table{border-collapse:collapse;width:100%}
.tabular,.num{font-variant-numeric:tabular-nums}

.skip{position:absolute;left:-9999px;top:8px;z-index:100;background:var(--navy);color:var(--on-navy);padding:10px 14px;border-radius:var(--r-sm)}
.skip:focus{left:12px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.wrap{max-width:var(--max);margin-inline:auto;padding-inline:var(--gutter)}
.wrap-narrow{max-width:760px;margin-inline:auto;padding-inline:var(--gutter)}

.eyebrow{font:500 11.5px/1.4 var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3)}
.mono{font-family:var(--mono)}
.muted{color:var(--ink-3)}
.small{font-size:14px}
.tiny{font-size:12.5px}

/* ---------- Brand ---------- */
.mark-line{stroke:currentColor}
.mark-pad{fill:var(--paper);stroke:currentColor}
.mark-node{fill:var(--teal);stroke:var(--paper)}
.on-navy .mark-pad{fill:var(--navy)}
.on-navy .mark-node{fill:var(--teal-on-navy);stroke:var(--navy)}
.app-header .mark-pad{fill:var(--navy)}
.app-header .mark-node{fill:var(--teal-on-navy);stroke:var(--navy)}

.wordmark{display:inline-flex;align-items:center;gap:11px;text-decoration:none;color:inherit}
.wordmark svg{width:34px;height:34px;flex:none}
.wordmark-text{display:flex;flex-direction:column;line-height:1}
.wordmark-text strong{font:600 15.5px/1 var(--sans);letter-spacing:.22em}
.wordmark-text span{display:flex;align-items:center;gap:6px;font:500 9.5px/1 var(--mono);letter-spacing:.5em;margin-top:6px;color:var(--teal-ink)}
.wordmark-text span::before{content:"";width:6px;height:6px;background:currentColor;transform:rotate(45deg)}
.on-navy .wordmark-text span,.app-header .wordmark-text span{color:var(--teal-on-navy)}
.wordmark:hover{color:inherit}

/* ---------- Buttons ---------- */
.btn{--bg:var(--navy);--fg:var(--on-navy);--bd:var(--navy);display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:44px;padding:10px 18px;border:1px solid var(--bd);border-radius:var(--r-sm);background:var(--bg);color:var(--fg);font:500 15px/1.2 var(--sans);text-decoration:none;cursor:pointer;transition:background .15s var(--ease),border-color .15s var(--ease),color .15s var(--ease),transform .15s var(--ease);white-space:nowrap}
.btn:hover{--bg:var(--navy-3);--bd:var(--navy-3);color:var(--fg)}
.btn:active{transform:translateY(1px)}
.btn[disabled],.btn[aria-disabled="true"]{opacity:.55;cursor:not-allowed;transform:none}
.btn-teal{--bg:var(--teal-ink);--bd:var(--teal-ink);--fg:#fff}
.btn-teal:hover{--bg:#085e57;--bd:#085e57}
.btn-signal{--bg:var(--teal-on-navy);--bd:var(--teal-on-navy);--fg:var(--navy)}
.btn-signal:hover{--bg:#6ad6cd;--bd:#6ad6cd;--fg:var(--navy)}
.btn-secondary{--bg:transparent;--fg:var(--ink);--bd:var(--rule-strong)}
.btn-secondary:hover{--bg:var(--surface);--bd:var(--ink);--fg:var(--ink)}
.btn-ghost{--bg:transparent;--fg:var(--ink-2);--bd:transparent;padding-inline:10px}
.btn-ghost:hover{--bg:rgba(13,27,42,.06);--bd:transparent;--fg:var(--ink)}
.btn-outline-light{--bg:transparent;--fg:var(--on-navy);--bd:var(--rule-navy)}
.btn-outline-light:hover{--bg:rgba(236,232,222,.08);--bd:var(--on-navy-2);--fg:var(--on-navy)}
.btn-danger{--bg:var(--danger);--bd:var(--danger);--fg:#fff}
.btn-danger:hover{--bg:#8c2818;--bd:#8c2818}
.btn-sm{min-height:36px;padding:6px 12px;font-size:14px}
.btn-block{width:100%}
.btn .arrow::after{content:"\2192"}
.link-btn{background:none;border:0;padding:0;color:var(--teal-ink);text-decoration:underline;text-underline-offset:.2em;cursor:pointer}
.link-btn:hover{color:var(--ink)}
.link-btn[disabled]{color:var(--ink-3);text-decoration:none;cursor:default}

/* ---------- Badges & notices ---------- */
.badge{display:inline-flex;align-items:center;gap:6px;padding:3px 8px;border-radius:4px;border:1px solid var(--rule);background:var(--surface-2);font:500 11px/1.3 var(--mono);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2);white-space:nowrap}
.badge::before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor;opacity:.8}
.badge-plain::before{display:none}
.badge-success{color:var(--success);background:var(--success-wash);border-color:rgba(10,113,105,.25)}
.badge-warn{color:var(--warn);background:var(--warn-wash);border-color:rgba(122,83,0,.22)}
.badge-danger{color:var(--danger);background:var(--danger-wash);border-color:rgba(168,50,31,.22)}
.badge-info{color:var(--navy-3);background:#eaf0f5;border-color:rgba(28,51,73,.2)}
.badge-muted{color:var(--ink-3)}

.notice{display:flex;gap:12px;padding:14px 16px;border:1px solid var(--rule);border-left:3px solid var(--ink-3);border-radius:var(--r-sm);background:var(--surface);color:var(--ink-2);font-size:15px}
.notice strong{color:var(--ink)}
.notice p+p{margin-top:6px}
.notice-info{border-left-color:var(--navy-3);background:#f3f6f9}
.notice-success{border-left-color:var(--teal);background:var(--success-wash)}
.notice-warn{border-left-color:#c58a00;background:var(--warn-wash)}
.notice-danger{border-left-color:var(--danger);background:var(--danger-wash)}
.notice-icon{flex:none;width:18px;height:18px;margin-top:3px}

/* ---------- Forms ---------- */
.form{display:grid;gap:18px}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 20px}
.form-grid .span-2{grid-column:1/-1}
.field{display:grid;gap:6px;align-content:start}
.field>label,.field-label{font-weight:500;font-size:14.5px;color:var(--ink)}
.field .optional{font-weight:400;color:var(--ink-3);font-size:13px}
.input,.select,.textarea{width:100%;min-height:46px;padding:10px 12px;border:1px solid var(--rule-strong);border-radius:var(--r-sm);background:var(--surface);color:var(--ink);font:400 16px/1.4 var(--sans);transition:border-color .15s,box-shadow .15s}
.input:hover,.select:hover,.textarea:hover{border-color:rgba(13,27,42,.45)}
.input:focus,.select:focus,.textarea:focus{outline:none;border-color:var(--teal-ink);box-shadow:0 0 0 3px rgba(17,160,149,.18)}
.input[readonly]{background:var(--surface-2);color:var(--ink-2)}
.select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2334414f' stroke-width='1.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.textarea{min-height:140px;resize:vertical;line-height:1.6}
.field-hint{font-size:13.5px;color:var(--ink-3)}
.field-error{font-size:13.5px;color:var(--danger);font-weight:500}
.field-error:empty{display:none}
[aria-invalid="true"]{border-color:var(--danger)!important}
[aria-invalid="true"]:focus{box-shadow:0 0 0 3px rgba(168,50,31,.15)!important}
.form-error{min-height:0}
.form-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px}
.form-actions.end{justify-content:flex-end}
fieldset{border:0;padding:0;margin:0;min-width:0}
.fieldset{border-top:1px solid var(--rule);padding-top:22px}
.fieldset legend{float:left;width:100%;margin-bottom:14px;padding:0}
.fieldset legend+*{clear:both}
.legend-title{display:block;font:500 18px/1.3 var(--sans);color:var(--ink)}
.legend-desc{display:block;font-size:14px;color:var(--ink-3);margin-top:2px}

.password-wrap{position:relative}
.password-wrap .input{padding-right:78px}
.pw-toggle{position:absolute;right:6px;top:50%;transform:translateY(-50%);min-height:34px;padding:4px 10px;border:0;border-radius:4px;background:transparent;color:var(--teal-ink);font:500 12px/1 var(--mono);letter-spacing:.08em;text-transform:uppercase;cursor:pointer}
.pw-toggle:hover{background:rgba(13,27,42,.06)}
.pw-meter{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--ink-3)}
.pw-meter-bars{display:grid;grid-template-columns:repeat(4,1fr);gap:4px;width:120px}
.pw-meter-bars i{height:4px;border-radius:2px;background:var(--paper-2)}
.pw-meter[data-level="1"] i:nth-child(-n+1){background:#c7563f}
.pw-meter[data-level="2"] i:nth-child(-n+2){background:#c58a00}
.pw-meter[data-level="3"] i:nth-child(-n+3){background:var(--teal)}
.pw-meter[data-level="4"] i{background:var(--teal-ink)}

.check{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;font-size:15px;color:var(--ink-2);cursor:pointer}
.check input{width:20px;height:20px;margin:2px 0 0;accent-color:var(--teal-ink);cursor:pointer}
.check a{color:var(--teal-ink)}
.consent-panel{border:1px solid var(--rule-strong);border-left:3px solid var(--teal-ink);border-radius:var(--r);background:var(--surface-2);padding:16px 16px 16px 14px}
.consent-panel .consent-title{display:block;font:500 11.5px/1.4 var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--teal-ink);margin:0 0 10px 32px}
.consent-panel .check{font-size:14.5px;line-height:1.6;color:var(--ink)}
.consent-panel .field-error{margin:8px 0 0 32px}

.chip-group{display:flex;flex-wrap:wrap;gap:8px}
.chip{position:relative}
.chip input{position:absolute;opacity:0;inset:0;cursor:pointer}
.chip span{display:inline-flex;align-items:center;min-height:38px;padding:6px 12px;border:1px solid var(--rule-strong);border-radius:var(--r-sm);background:var(--surface);font-size:14.5px;color:var(--ink-2);transition:all .15s var(--ease)}
.chip input:checked+span{border-color:var(--teal-ink);background:var(--teal-wash);color:var(--ink)}
.chip input:checked+span::before{content:"";width:6px;height:10px;margin-right:8px;border:solid var(--teal-ink);border-width:0 2px 2px 0;transform:rotate(45deg) translateY(-1px)}
.chip input:focus-visible+span{outline:2px solid var(--focus);outline-offset:2px}
.chip:hover span{border-color:var(--ink-3)}

.tag-input{display:flex;flex-wrap:wrap;align-items:center;gap:6px;min-height:46px;padding:6px;border:1px solid var(--rule-strong);border-radius:var(--r-sm);background:var(--surface)}
.tag-input:focus-within{border-color:var(--teal-ink);box-shadow:0 0 0 3px rgba(17,160,149,.18)}
.tag-input input{flex:1 1 140px;min-width:120px;border:0;outline:0;padding:6px;font:400 16px/1.3 var(--sans);background:transparent;color:var(--ink)}
.tag-list{display:contents}
.tag{display:inline-flex;align-items:center;gap:4px;padding:3px 4px 3px 10px;border-radius:4px;background:var(--navy);color:var(--on-navy);font-size:14px}
.tag button{display:inline-grid;place-items:center;width:24px;height:24px;border:0;border-radius:3px;background:transparent;color:var(--on-navy-2);cursor:pointer;font-size:16px;line-height:1}
.tag button:hover{background:rgba(236,232,222,.14);color:#fff}
.tag-suggest{display:flex;flex-wrap:wrap;gap:6px;margin-top:4px}
.tag-suggest button{border:1px dashed var(--rule-strong);background:transparent;border-radius:4px;padding:3px 9px;font-size:13px;color:var(--ink-3);cursor:pointer}
.tag-suggest button:hover{border-color:var(--teal-ink);color:var(--teal-ink)}

/* ---------- Cards / panels ---------- */
.card{background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);box-shadow:var(--shadow-1)}
.card-pad{padding:clamp(18px,2.4vw,28px)}
.panel{background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);padding:clamp(18px,2.4vw,28px);box-shadow:var(--shadow-1)}
.panel+.panel{margin-top:20px}
.panel-head{display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:8px 16px;margin-bottom:16px;padding-bottom:14px;border-bottom:1px solid var(--rule)}
.panel-head h2,.panel-head h3{font:500 18px/1.3 var(--sans)}
.panel-head p{font-size:14px;color:var(--ink-3)}

.stat-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.stat{position:relative;display:flex;flex-direction:column;gap:10px;padding:18px 18px 16px;background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);box-shadow:var(--shadow-1);overflow:hidden}
.stat::before{content:"";position:absolute;inset:0 0 auto 0;height:3px;background:var(--paper-2)}
.stat.is-primary::before{background:var(--teal)}
.stat-label{font:500 11px/1.3 var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3)}
.stat-value{font:500 clamp(24px,2.6vw,30px)/1.1 var(--sans);color:var(--ink);font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.stat-value small{font-size:.55em;color:var(--ink-3);font-weight:400;letter-spacing:0}
.stat-meta{font-size:13.5px;color:var(--ink-3)}
.stat.is-primary{background:var(--navy);border-color:var(--navy);color:var(--on-navy-2)}
.stat.is-primary .stat-label{color:var(--on-navy-2)}
.stat.is-primary .stat-value{color:#fff}
.stat.is-primary .stat-meta{color:var(--on-navy-2)}

.progress{position:relative;height:8px;border-radius:4px;background:var(--paper-2);overflow:hidden}
.progress-bar{position:absolute;inset:0 auto 0 0;width:0;background:var(--teal);border-radius:4px;transition:width .6s var(--ease)}
.progress.is-full .progress-bar{background:var(--teal-ink)}
.progress-ticks{position:absolute;inset:0;background-image:linear-gradient(90deg,transparent calc(25% - 1px),rgba(255,255,255,.9) calc(25% - 1px) 25%,transparent 25%,transparent calc(50% - 1px),rgba(255,255,255,.9) calc(50% - 1px) 50%,transparent 50%,transparent calc(75% - 1px),rgba(255,255,255,.9) calc(75% - 1px) 75%,transparent 75%)}

.kv{display:grid;gap:0}
.kv>div{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px dashed var(--rule)}
.kv>div:last-child{border-bottom:0}
.kv dt{font-size:14.5px;color:var(--ink-3)}
.kv dd{font-weight:500;color:var(--ink);text-align:right;font-variant-numeric:tabular-nums}
.kv .kv-total{border-top:1px solid var(--ink);border-bottom:0;margin-top:4px;padding-top:14px}
.kv .kv-total dd{font-size:20px}

.leader{display:flex;align-items:baseline;gap:8px}
.leader::after{content:"";order:1;flex:1;border-bottom:1px dotted var(--rule-strong);transform:translateY(-4px)}
.leader>:last-child{order:2}

.empty{display:grid;justify-items:center;gap:10px;padding:clamp(28px,5vw,48px) 16px;text-align:center;color:var(--ink-3)}
.empty-mark{width:48px;height:48px;border:1px dashed var(--rule-strong);border-radius:var(--r);display:grid;place-items:center;color:var(--ink-3)}
.empty h3{font:500 17px/1.3 var(--sans);color:var(--ink)}
.empty p{max-width:42ch;font-size:14.5px}

.skeleton{display:block;border-radius:4px;background:linear-gradient(90deg,var(--paper-2) 0,#f2efe7 40%,var(--paper-2) 80%);background-size:300% 100%;animation:shimmer 1.4s ease-in-out infinite;color:transparent}
.skeleton-line{height:14px;margin:8px 0}
@keyframes shimmer{0%{background-position:100% 0}100%{background-position:0 0}}

.spinner{display:inline-block;width:16px;height:16px;border:2px solid currentColor;border-right-color:transparent;border-radius:50%;animation:spin .8s linear infinite;vertical-align:-3px}
@keyframes spin{to{transform:rotate(360deg)}}

/* ---------- Tables ---------- */
.table-wrap{overflow-x:auto;border:1px solid var(--rule);border-radius:var(--r);background:var(--surface)}
.ledger-table th{padding:10px 14px;text-align:left;font:500 11px/1.3 var(--mono);letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);border-bottom:1px solid var(--rule-strong);background:var(--surface-2);white-space:nowrap}
.ledger-table td{padding:12px 14px;border-bottom:1px solid var(--rule);vertical-align:top;font-size:15px}
.ledger-table tr:last-child td{border-bottom:0}
.ledger-table .amount{text-align:right;font-variant-numeric:tabular-nums;font-weight:500;white-space:nowrap}
.ledger-table th.amount{text-align:right}
.amount-credit{color:var(--teal-ink)}
.amount-debit{color:var(--ink)}
.amount-neutral{color:var(--ink-3)}
.ref{font:400 12.5px/1.4 var(--mono);color:var(--ink-3);word-break:break-all}

.pagination{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:16px;font-size:14px;color:var(--ink-3)}
.pagination .btn[aria-disabled="true"]{pointer-events:none}

/* ---------- Dialog / toast ---------- */
dialog.modal{width:min(460px,calc(100vw - 32px));padding:0;border:1px solid var(--rule);border-radius:var(--r-lg);background:var(--surface);color:var(--ink-2);box-shadow:0 24px 60px -20px rgba(8,19,31,.45)}
dialog.modal::backdrop{background:rgba(8,19,31,.55)}
.modal-body{padding:24px}
.modal-body h2{font:500 20px/1.3 var(--sans);margin-bottom:8px}
.modal-body p{font-size:15px}
.modal-actions{display:flex;justify-content:flex-end;gap:10px;padding:14px 24px;border-top:1px solid var(--rule);background:var(--surface-2);border-radius:0 0 var(--r-lg) var(--r-lg)}
.toast-region{position:fixed;z-index:90;left:50%;bottom:calc(84px + env(safe-area-inset-bottom,0px));transform:translateX(-50%);display:grid;gap:8px;width:min(440px,calc(100vw - 24px));pointer-events:none}
.toast{pointer-events:auto;display:flex;gap:12px;align-items:flex-start;padding:12px 14px;border-radius:var(--r);background:var(--navy);color:var(--on-navy);font-size:14.5px;box-shadow:var(--shadow-2);border-left:3px solid var(--teal-on-navy);animation:toast-in .25s var(--ease)}
.toast.is-error{border-left-color:#f08b76}
.toast.is-warn{border-left-color:#e7b448}
.toast p{flex:1}
.toast button{border:0;background:transparent;color:var(--on-navy-2);cursor:pointer;font-size:18px;line-height:1;padding:0 2px}
@keyframes toast-in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
@media (min-width:900px){.toast-region{bottom:24px}}

/* ==========================================================================
   Public site
   ========================================================================== */
.site-header{position:sticky;top:0;z-index:50;background:var(--midnight);color:var(--on-navy);border-bottom:1px solid var(--rule-navy)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:68px}
.site-nav{display:flex;align-items:center;gap:clamp(14px,2vw,28px)}
.site-nav a{color:var(--on-navy-2);text-decoration:none;font-size:14.5px}
.site-nav a:hover,.site-nav a[aria-current="page"]{color:#fff}
.site-nav .nav-actions{display:flex;align-items:center;gap:10px;margin-left:clamp(4px,1vw,14px)}
.site-nav .nav-actions .btn{min-height:40px;padding:8px 14px;font-size:14.5px}
.site-nav .nav-login{color:var(--on-navy)}
.menu-btn{display:none;align-items:center;gap:8px;min-height:40px;padding:6px 12px;border:1px solid var(--rule-navy);border-radius:var(--r-sm);background:transparent;color:var(--on-navy);font:500 12px/1 var(--mono);letter-spacing:.12em;text-transform:uppercase;cursor:pointer}
.menu-btn-bars{display:grid;gap:4px}
.menu-btn-bars i{display:block;width:16px;height:1.5px;background:currentColor;transition:transform .2s var(--ease),opacity .2s}
.menu-btn[aria-expanded="true"] .menu-btn-bars i:nth-child(1){transform:translateY(5.5px) rotate(45deg)}
.menu-btn[aria-expanded="true"] .menu-btn-bars i:nth-child(2){opacity:0}
.menu-btn[aria-expanded="true"] .menu-btn-bars i:nth-child(3){transform:translateY(-5.5px) rotate(-45deg)}

@media (max-width:980px){
  .menu-btn{display:inline-flex}
  .site-nav{position:absolute;left:0;right:0;top:100%;display:none;flex-direction:column;align-items:stretch;gap:0;padding:8px var(--gutter) 20px;background:var(--midnight);border-bottom:1px solid var(--rule-navy)}
  .site-nav.is-open{display:flex}
  .site-nav>a{padding:14px 0;border-bottom:1px solid var(--rule-navy);font-size:16px}
  .site-nav .nav-actions{margin:16px 0 0;flex-direction:column;align-items:stretch}
  .site-nav .nav-actions .btn{min-height:46px}
}

/* Hero */
.hero{position:relative;background:var(--midnight);color:var(--on-navy-2);overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background-image:linear-gradient(rgba(236,232,222,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(236,232,222,.045) 1px,transparent 1px);background-size:48px 48px;background-position:-1px -1px;-webkit-mask-image:linear-gradient(180deg,#000 30%,transparent 100%);mask-image:linear-gradient(180deg,#000 30%,transparent 100%)}
.hero-signal{position:absolute;z-index:-1;left:0;right:0;bottom:0;height:120px;width:100%;color:var(--teal-on-navy);opacity:.28}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,.9fr);gap:clamp(32px,6vw,80px);align-items:center;padding-block:clamp(56px,9vw,112px) clamp(64px,9vw,120px)}
.hero-kicker{display:flex;align-items:center;gap:12px;color:var(--on-navy-2);margin-bottom:28px}
.hero-kicker::before{content:"";width:28px;height:1px;background:var(--teal-on-navy)}
.hero h1{font:300 clamp(46px,7.2vw,96px)/.98 var(--serif);letter-spacing:-.03em;color:var(--on-navy);text-wrap:balance}
.hero h1 em{font-style:italic;color:var(--teal-on-navy)}
.hero-lede{margin-top:28px;max-width:32em;font-size:clamp(18px,1.7vw,21px);line-height:1.5;color:var(--on-navy)}
.hero-sub{margin-top:14px;max-width:36em;font-size:16px;color:var(--on-navy-2)}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:36px}
.hero-cta .btn{min-height:50px;padding-inline:22px;font-size:16px}
.hero-note{margin-top:22px;font-size:13.5px;color:var(--on-navy-2);max-width:40em}
.hero-note b{color:var(--on-navy);font-weight:500}

/* Evaluation slip */
.slip{position:relative;background:var(--surface);color:var(--ink-2);border-radius:var(--r-lg) var(--r-lg) 0 0;box-shadow:0 30px 60px -30px rgba(0,0,0,.6);transform:rotate(-1.2deg);transition:transform .5s var(--ease)}
.slip:hover{transform:rotate(0)}
.slip::after{content:"";position:absolute;left:0;right:0;bottom:-11px;height:12px;background:radial-gradient(circle at 7px 12px,transparent 6px,var(--surface) 6.5px) repeat-x;background-size:14px 12px}
.slip-head{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 20px;border-bottom:1px dashed var(--rule-strong)}
.slip-head .eyebrow{color:var(--ink)}
.slip-tag{font:500 10.5px/1 var(--mono);letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);border:1px solid var(--rule-strong);border-radius:3px;padding:4px 6px}
.slip-question{padding:18px 20px;border-bottom:1px solid var(--rule)}
.slip-question p{margin-top:8px;font:400 19px/1.35 var(--serif);color:var(--ink)}
.slip-rubric{padding:14px 20px 6px}
.rubric-row{display:grid;grid-template-columns:minmax(92px,auto) 1fr 44px;align-items:center;gap:12px;padding:7px 0;font-size:14px}
.rubric-row .rubric-name{color:var(--ink)}
.rubric-row .rubric-weight{text-align:right;font:500 13px/1 var(--mono);color:var(--ink);font-variant-numeric:tabular-nums}
.rubric-track{position:relative;height:6px;border-radius:3px;background-image:radial-gradient(circle,var(--rule-strong) 1px,transparent 1.2px);background-size:6px 6px;background-position:0 center}
.rubric-fill{position:absolute;inset:0 auto 0 0;width:0;border-radius:3px;background:var(--teal);transition:width .9s var(--ease)}
.slip-foot{margin-top:6px;padding:14px 20px 22px;border-top:1px dashed var(--rule-strong);background:var(--surface-2)}
.slip-range{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-top:6px}
.slip-range strong{font:500 26px/1 var(--sans);color:var(--ink);font-variant-numeric:tabular-nums}
.slip-range .to{flex:1;height:1px;background:repeating-linear-gradient(90deg,var(--ink-3) 0 4px,transparent 4px 8px);align-self:center}
.slip-foot .tiny{margin-top:10px;color:var(--ink-3)}

/* Sections */
.section{padding-block:clamp(72px,10vw,132px)}
.section-alt{background:var(--canvas)}
.section-navy{background:var(--navy);color:var(--on-navy-2)}
.section-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2fr);gap:clamp(16px,4vw,64px);margin-bottom:clamp(40px,6vw,72px)}
.sec-no{display:flex;align-items:center;gap:10px;font:400 13px/1.4 var(--mono);letter-spacing:.06em;color:var(--ink-3);padding-top:10px}
.sec-no::before{content:"";width:28px;height:1px;background:currentColor}
.section h2{font:350 clamp(34px,4.6vw,58px)/1.04 var(--serif);letter-spacing:-.02em;color:var(--ink)}
.section h2 em{font-style:italic;font-weight:300}
.section-navy h2{color:var(--on-navy)}
.section-navy .sec-no{color:var(--on-navy-2)}
.section-intro{margin-top:18px;max-width:40em;font-size:clamp(17px,1.4vw,19px);line-height:1.55;color:var(--ink-2)}
.section-navy .section-intro{color:var(--on-navy-2)}

.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--ink)}
.step{position:relative;padding:26px clamp(16px,2vw,28px) 34px 0;border-bottom:1px solid var(--rule)}
.step+.step{padding-left:clamp(16px,2vw,28px);border-left:1px solid var(--rule)}
.steps .step:nth-child(3n+1){border-left:0;padding-left:0}
.step-no{display:flex;align-items:center;justify-content:space-between;font:500 12px/1 var(--mono);letter-spacing:.1em;color:var(--teal-ink)}
.step-no i{flex:1;margin-left:12px;border-top:1px dotted var(--rule-strong)}
.step h3{margin-top:22px;font:500 19px/1.3 var(--sans);color:var(--ink)}
.step p{margin-top:10px;font-size:15.5px;color:var(--ink-2);max-width:32em}

.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(32px,6vw,88px);align-items:start}
.prose p{font-size:17px;line-height:1.7;color:var(--ink-2)}
.prose p+p{margin-top:16px}
.pull{font:300 clamp(26px,3vw,38px)/1.2 var(--serif);color:var(--ink);letter-spacing:-.01em;padding-left:22px;border-left:2px solid var(--teal)}
.point-list{margin-top:32px;border-top:1px solid var(--rule)}
.point-list li{display:grid;grid-template-columns:32px 1fr;gap:12px;padding:16px 0;border-bottom:1px solid var(--rule);font-size:16px;color:var(--ink)}
.point-list li span{font:500 12px/1.6 var(--mono);color:var(--teal-ink)}
.point-list li small{display:block;margin-top:2px;font-size:14.5px;color:var(--ink-3)}

.rubric-table{border:1px solid var(--rule);border-radius:var(--r-lg);background:var(--surface);overflow:hidden}
.rubric-table-row{display:grid;grid-template-columns:minmax(0,1fr) 72px;gap:16px;align-items:center;padding:16px 20px;border-bottom:1px solid var(--rule)}
.rubric-table-row:last-child{border-bottom:0}
.rubric-table-row h3{font:500 16px/1.3 var(--sans)}
.rubric-table-row p{margin-top:3px;font-size:14.5px;color:var(--ink-3)}
.rubric-table-row .w{font:500 22px/1 var(--mono);color:var(--ink);text-align:right;font-variant-numeric:tabular-nums}
.rubric-table-row .w small{font-size:13px;color:var(--ink-3)}
.contrast{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:28px}
.contrast>div{padding:18px;border-radius:var(--r);border:1px solid var(--rule);background:var(--surface)}
.contrast h3{font:500 11.5px/1.4 var(--mono);letter-spacing:.12em;text-transform:uppercase;margin-bottom:10px}
.contrast .good h3{color:var(--teal-ink)}
.contrast .bad h3{color:var(--danger)}
.contrast li{position:relative;padding:6px 0 6px 18px;font-size:15px;border-top:1px dashed var(--rule)}
.contrast li:first-child{border-top:0}
.contrast li::before{content:"";position:absolute;left:0;top:15px;width:8px;height:1px;background:currentColor}

.security-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;background:var(--rule-navy);border:1px solid var(--rule-navy);border-radius:var(--r-lg);overflow:hidden}
.security-item{padding:26px 24px 28px;background:var(--navy)}
.security-item svg{width:28px;height:28px;color:var(--teal-on-navy)}
.security-item h3{margin-top:18px;font:500 17px/1.3 var(--sans);color:var(--on-navy)}
.security-item p{margin-top:8px;font-size:15px;color:var(--on-navy-2)}
.section-navy a{color:var(--teal-on-navy)}
.section-navy a:hover{color:#fff}

.rewards-board{border:1px solid var(--ink);border-radius:var(--r-lg);background:var(--surface);overflow:hidden}
.scale{padding:28px clamp(18px,3vw,36px) 24px;border-bottom:1px solid var(--rule)}
.scale-track{position:relative;height:10px;margin:18px 0 12px;border-radius:5px;background-image:linear-gradient(90deg,var(--paper-2),var(--teal))}
.scale-track::after{content:"";position:absolute;inset:0;background-image:repeating-linear-gradient(90deg,transparent 0 calc(10% - 1px),rgba(255,255,255,.85) calc(10% - 1px) 10%)}
.scale-ends{display:flex;justify-content:space-between;font:500 14px/1.2 var(--mono);color:var(--ink);font-variant-numeric:tabular-nums}
.scale-ends small{display:block;margin-top:4px;font:400 12.5px/1.3 var(--sans);color:var(--ink-3)}
.scale-ends>div:last-child{text-align:right}
.figures{display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.figure{padding:22px clamp(16px,2vw,28px);border-right:1px solid var(--rule)}
.figure:last-child{border-right:0}
.figure dt{font:500 11px/1.3 var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3)}
.figure dd{margin-top:10px;font:500 clamp(22px,2.4vw,28px)/1.1 var(--sans);color:var(--ink);font-variant-numeric:tabular-nums}
.figure dd small{display:block;margin-top:6px;font:400 13.5px/1.4 var(--sans);color:var(--ink-3)}
.rewards-note{margin-top:22px;max-width:52em;font-size:15px;color:var(--ink-3)}

.faq-list{border-top:1px solid var(--ink)}
.faq-item{border-bottom:1px solid var(--rule)}
.faq-item summary{position:relative;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0;cursor:pointer;list-style:none;font:500 17.5px/1.35 var(--sans);color:var(--ink)}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"";flex:none;width:12px;height:12px;border-right:1.5px solid var(--ink-2);border-bottom:1.5px solid var(--ink-2);transform:rotate(45deg) translateY(-3px);transition:transform .2s var(--ease)}
.faq-item[open] summary::after{transform:rotate(-135deg) translateY(-3px)}
.faq-item summary:hover{color:var(--teal-ink)}
.faq-answer{padding:0 0 22px;max-width:48em;font-size:16px;color:var(--ink-2)}
.faq-answer p+p,.faq-answer p+ul,.faq-answer ul+p{margin-top:10px}
.faq-answer ul{list-style:disc;padding-left:20px}

.cta-band{background:var(--teal-ink);color:#e9f6f4}
.cta-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 40px;padding-block:clamp(40px,6vw,64px)}
.cta-band h2{font:350 clamp(28px,3.4vw,42px)/1.1 var(--serif);color:#fff;letter-spacing:-.01em}
.cta-band p{margin-top:8px;color:#cdebe7}
.cta-band .btn{--bg:#fff;--bd:#fff;--fg:var(--navy)}
.cta-band .btn:hover{--bg:var(--paper);--bd:var(--paper)}

.site-footer{background:var(--midnight);color:var(--on-navy-2);font-size:14.5px}
.site-footer .wrap{padding-block:48px 32px}
.footer-top{display:flex;flex-wrap:wrap;justify-content:space-between;gap:28px;padding-bottom:28px;border-bottom:1px solid var(--rule-navy)}
.footer-operator{margin-top:14px;max-width:34em}
.footer-operator b{color:var(--on-navy);font-weight:500}
.footer-links{display:flex;flex-wrap:wrap;gap:12px 28px;align-items:flex-start}
.footer-links a{color:var(--on-navy);text-decoration:none}
.footer-links a:hover{color:var(--teal-on-navy);text-decoration:underline}
.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;padding-top:20px;font:400 12.5px/1.5 var(--mono);letter-spacing:.02em}

/* ---------- Auth ---------- */
.auth-shell{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);min-height:calc(100vh - 69px)}
.auth-aside{position:relative;background:var(--navy);color:var(--on-navy-2);padding:clamp(40px,6vw,72px) var(--gutter);overflow:hidden;isolation:isolate}
.auth-aside::before{content:"";position:absolute;inset:0;z-index:-1;background-image:linear-gradient(rgba(236,232,222,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(236,232,222,.04) 1px,transparent 1px);background-size:40px 40px}
.auth-aside-inner{max-width:420px;margin-left:auto}
.auth-aside h2{font:300 clamp(32px,3.6vw,48px)/1.05 var(--serif);color:var(--on-navy);letter-spacing:-.02em}
.auth-aside h2 em{font-style:italic;color:var(--teal-on-navy)}
.auth-aside p{margin-top:18px;font-size:16px}
.auth-aside .point-list{border-color:var(--rule-navy)}
.auth-aside .point-list li{border-color:var(--rule-navy);color:var(--on-navy);font-size:15px}
.auth-aside .point-list li span{color:var(--teal-on-navy)}
.auth-main{display:flex;align-items:flex-start;justify-content:center;padding:clamp(32px,6vw,72px) var(--gutter);background:var(--paper)}
.auth-card{width:100%;max-width:520px}
.auth-card h1{font:400 clamp(30px,3.4vw,40px)/1.1 var(--serif);letter-spacing:-.015em}
.auth-card .auth-sub{margin-top:10px;color:var(--ink-3)}
.auth-card .form{margin-top:28px}
.auth-alt{margin-top:24px;padding-top:20px;border-top:1px solid var(--rule);font-size:15px;color:var(--ink-3)}
.stepper{display:flex;gap:0;margin-top:22px;counter-reset:step}
.stepper li{flex:1;position:relative;padding-top:12px;border-top:2px solid var(--rule);font:500 11.5px/1.3 var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3)}
.stepper li+li{margin-left:6px}
.stepper li[aria-current="step"]{border-top-color:var(--teal-ink);color:var(--ink)}
.stepper li.is-done{border-top-color:var(--ink);color:var(--ink-2)}
.otp-input{max-width:220px;font:500 26px/1 var(--mono)!important;letter-spacing:.35em;text-align:center;padding-left:.35em!important}
.otp-meta{display:flex;flex-wrap:wrap;align-items:center;gap:8px 16px;font-size:14.5px;color:var(--ink-3)}

/* ---------- Legal & help ---------- */
.legal-shell{background:var(--paper);padding-block:clamp(40px,7vw,96px)}
.legal-doc{max-width:var(--max);margin-inline:auto;padding-inline:var(--gutter);display:grid;grid-template-columns:260px minmax(0,1fr);gap:clamp(28px,5vw,72px);align-items:start}
.legal-head{grid-column:1/-1;padding-bottom:32px;border-bottom:1px solid var(--ink)}
.legal-head .eyebrow{margin-bottom:14px}
.legal-head h1{font:350 clamp(36px,5vw,64px)/1.02 var(--serif);letter-spacing:-.02em}
.legal-lede{margin-top:18px;max-width:46em;font-size:18px;color:var(--ink-2)}
.legal-meta{display:flex;flex-wrap:wrap;gap:12px 36px;margin-top:24px}
.legal-meta div{display:grid;gap:2px}
.legal-meta dt{font:500 11px/1.3 var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3)}
.legal-meta dd{font-size:15px;color:var(--ink)}
.legal-toc{position:sticky;top:96px;max-height:calc(100vh - 120px);overflow:auto;padding-right:8px}
.legal-toc-title{font:500 11px/1.3 var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3);margin-bottom:12px}
.legal-toc ol{border-left:1px solid var(--rule)}
.legal-toc li a{display:block;padding:5px 0 5px 14px;margin-left:-1px;border-left:1px solid transparent;font-size:14px;line-height:1.4;color:var(--ink-2);text-decoration:none}
.legal-toc li a:hover{color:var(--ink);border-left-color:var(--teal)}
.legal-body{min-width:0;max-width:760px}
.legal-body section{padding-block:8px 28px;scroll-margin-top:96px}
.legal-body section+section{border-top:1px solid var(--rule);padding-top:28px}
.legal-body h2{font:500 22px/1.3 var(--sans);color:var(--ink);margin-bottom:14px;display:flex;gap:12px;align-items:baseline}
.legal-body h3{font:500 17px/1.35 var(--sans);color:var(--ink);margin:20px 0 8px}
.legal-num{flex:none;font:500 14px/1 var(--mono);color:var(--teal-ink);min-width:2.2em}
.legal-body p,.legal-body li{font-size:16px;line-height:1.72;color:var(--ink-2)}
.legal-body p+p,.legal-body p+ul,.legal-body ul+p,.legal-body p+ol,.legal-body ol+p{margin-top:12px}
.legal-body ul{list-style:none;padding-left:0}
.legal-body ul li{position:relative;padding-left:22px}
.legal-body ul li+li{margin-top:6px}
.legal-body ul li::before{content:"";position:absolute;left:4px;top:.85em;width:8px;height:1px;background:var(--teal-ink)}
.legal-body ol{list-style:lower-alpha;padding-left:24px}
.legal-body ol li+li{margin-top:6px}
.legal-body strong{color:var(--ink);font-weight:500}
.legal-callout{margin-block:16px;padding:16px 18px;border:1px solid var(--rule-strong);border-left:3px solid var(--teal-ink);border-radius:var(--r-sm);background:var(--surface)}
.legal-quote{margin-block:16px;padding:16px 20px;border-left:2px solid var(--ink);background:var(--surface-2);font-size:15.5px;line-height:1.7;color:var(--ink)}
.legal-body table{margin-block:14px;font-size:15px;border:1px solid var(--rule);background:var(--surface)}
.legal-body th,.legal-body td{padding:10px 12px;border-bottom:1px solid var(--rule);text-align:left;vertical-align:top}
.legal-body th{font:500 11.5px/1.3 var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);background:var(--surface-2)}
.legal-foot{grid-column:2;margin-top:12px;padding-top:24px;border-top:1px solid var(--ink);max-width:760px}
.legal-foot dl{display:flex;flex-wrap:wrap;gap:12px 36px}
.legal-foot dt{font:500 11px/1.3 var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3)}
.legal-foot dd{font-size:15px;color:var(--ink)}
.legal-foot p{margin-top:12px;font-size:14px;color:var(--ink-3)}

.help-page{max-width:var(--max);margin-inline:auto;padding:clamp(40px,7vw,96px) var(--gutter)}
.help-page>header h1,.help-page .help-head h1{font:350 clamp(36px,5vw,60px)/1.02 var(--serif);letter-spacing:-.02em}
.help-page>header p,.help-page .help-head p{margin-top:14px;max-width:44em;font-size:18px;color:var(--ink-2)}
.help-section{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2.2fr);gap:clamp(16px,4vw,56px);padding-block:36px;border-top:1px solid var(--rule)}
.help-section:first-of-type{margin-top:40px;border-top-color:var(--ink)}
.help-section>h2{font:500 20px/1.3 var(--sans);color:var(--ink)}
.help-section>h2 small,.help-section>header p{display:block;margin-top:6px;font:400 14.5px/1.5 var(--sans);color:var(--ink-3)}
.help-section .faq-item:first-child summary{padding-top:4px}

/* ==========================================================================
   User app
   ========================================================================== */
body.app{background:var(--canvas)}
.app-header{position:sticky;top:0;z-index:50;background:var(--navy);color:var(--on-navy);border-bottom:1px solid var(--rule-navy)}
.app-header .wrap{display:flex;align-items:center;gap:24px;min-height:64px}
.app-nav{display:flex;align-items:stretch;align-self:stretch;gap:4px;margin-left:12px}
.app-nav a{position:relative;display:flex;align-items:center;padding:0 12px;color:var(--on-navy-2);text-decoration:none;font-size:14.5px}
.app-nav a:hover{color:#fff}
.app-nav a[aria-current="page"]{color:#fff}
.app-nav a[aria-current="page"]::after{content:"";position:absolute;left:12px;right:12px;bottom:-1px;height:2px;background:var(--teal-on-navy)}
.app-tools{display:flex;align-items:center;gap:6px;margin-left:auto}
.icon-btn{position:relative;display:inline-grid;place-items:center;width:40px;height:40px;border-radius:var(--r-sm);color:var(--on-navy-2);text-decoration:none}
.icon-btn:hover{background:rgba(236,232,222,.08);color:#fff}
.icon-btn svg{width:20px;height:20px}
.icon-btn .count{position:absolute;top:4px;right:3px;min-width:17px;height:17px;padding:0 4px;border-radius:9px;background:var(--teal-on-navy);color:var(--navy);font:600 10.5px/17px var(--mono);text-align:center}
.account-menu{position:relative}
.account-menu summary{display:flex;align-items:center;gap:10px;min-height:40px;padding:4px 8px 4px 4px;border-radius:var(--r-sm);cursor:pointer;list-style:none;color:var(--on-navy)}
.account-menu summary::-webkit-details-marker{display:none}
.account-menu summary:hover{background:rgba(236,232,222,.08)}
.avatar{display:grid;place-items:center;width:32px;height:32px;border-radius:6px;background:var(--navy-3);border:1px solid var(--rule-navy);font:500 12.5px/1 var(--mono);color:var(--teal-on-navy);letter-spacing:.04em}
.account-menu .who{font-size:14px;max-width:12em;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.account-menu summary::after{content:"";width:7px;height:7px;border-right:1.5px solid var(--on-navy-2);border-bottom:1.5px solid var(--on-navy-2);transform:rotate(45deg) translateY(-2px)}
.account-panel{position:absolute;right:0;top:calc(100% + 8px);width:250px;padding:8px;background:var(--surface);border:1px solid var(--rule);border-radius:var(--r);box-shadow:var(--shadow-2);color:var(--ink-2)}
.account-panel .account-id{padding:10px 10px 12px;border-bottom:1px solid var(--rule);margin-bottom:6px}
.account-panel .account-id strong{display:block;color:var(--ink);font-weight:500}
.account-panel a,.account-panel button{display:flex;width:100%;align-items:center;padding:9px 10px;border:0;border-radius:4px;background:none;color:var(--ink-2);text-decoration:none;font-size:14.5px;text-align:left;cursor:pointer}
.account-panel a:hover,.account-panel button:hover{background:var(--canvas);color:var(--ink)}
.account-panel hr{border:0;border-top:1px solid var(--rule);margin:6px 0}

.app-main{padding-block:clamp(24px,4vw,44px) calc(96px + env(safe-area-inset-bottom,0px))}
.page-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:16px 24px;margin-bottom:clamp(20px,3vw,32px)}
.page-head .eyebrow{margin-bottom:8px}
.page-title{font:400 clamp(30px,3.6vw,42px)/1.08 var(--serif);letter-spacing:-.015em;color:var(--ink)}
.page-title em{font-style:italic;color:var(--teal-ink)}
.page-sub{margin-top:8px;color:var(--ink-3);max-width:44em}
.app-grid{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:20px;align-items:start;margin-top:20px}
.stack{display:grid;gap:20px}

.bottom-nav{position:fixed;z-index:60;left:0;right:0;bottom:0;display:none;grid-template-columns:repeat(5,1fr);padding-bottom:env(safe-area-inset-bottom,0px);background:var(--surface);border-top:1px solid var(--rule-strong)}
.bottom-nav a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;min-height:60px;color:var(--ink-3);text-decoration:none;font-size:11px;letter-spacing:.02em}
.bottom-nav svg{width:22px;height:22px}
.bottom-nav a[aria-current="page"]{color:var(--teal-ink);box-shadow:inset 0 2px 0 var(--teal)}
@media (max-width:860px){
  .app-nav{display:none}
  .bottom-nav{display:grid}
  .account-menu .who{display:none}
}

.cta-panel{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 24px;padding:clamp(20px,3vw,28px);border-radius:var(--r-lg);background:var(--navy);color:var(--on-navy-2);position:relative;overflow:hidden;isolation:isolate}
.cta-panel::before{content:"";position:absolute;inset:0;z-index:-1;background-image:linear-gradient(90deg,rgba(236,232,222,.05) 1px,transparent 1px);background-size:32px 100%}
.cta-panel h2{font:400 clamp(22px,2.4vw,28px)/1.2 var(--serif);color:var(--on-navy)}
.cta-panel p{margin-top:6px;font-size:15px}
.cta-panel.is-muted{background:var(--surface);border:1px solid var(--rule);color:var(--ink-3)}
.cta-panel.is-muted::before{display:none}
.cta-panel.is-muted h2{color:var(--ink)}

.list-rows>li{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid var(--rule)}
.list-rows>li:first-child{padding-top:0}
.list-rows>li:last-child{border-bottom:0;padding-bottom:0}
.list-rows .row-main{min-width:0}
.list-rows .row-title{color:var(--ink);font-size:15px;line-height:1.45;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.list-rows .row-title a{color:inherit;text-decoration:none}
.list-rows .row-title a:hover{color:var(--teal-ink);text-decoration:underline}
.list-rows .row-meta{margin-top:4px;display:flex;flex-wrap:wrap;gap:6px 12px;align-items:center;font-size:13px;color:var(--ink-3)}
.list-rows .row-side{flex:none;text-align:right;font-variant-numeric:tabular-nums;font-weight:500;color:var(--ink)}

.timeline{position:relative;display:grid;gap:0;margin-top:8px}
.timeline li{position:relative;display:grid;grid-template-columns:28px 1fr;gap:14px;padding-bottom:22px}
.timeline li::before{content:"";position:absolute;left:13px;top:26px;bottom:0;width:1px;background:var(--rule-strong)}
.timeline li:last-child::before{display:none}
.timeline .dot{position:relative;z-index:1;display:grid;place-items:center;width:28px;height:28px;border-radius:6px;border:1px solid var(--rule-strong);background:var(--surface);font:500 12px/1 var(--mono);color:var(--ink-3)}
.timeline .is-done .dot{background:var(--navy);border-color:var(--navy);color:var(--teal-on-navy)}
.timeline .is-current .dot{border-color:var(--teal-ink);color:var(--teal-ink);box-shadow:0 0 0 4px rgba(17,160,149,.15)}
.timeline h3{font:500 16px/1.4 var(--sans);color:var(--ink);padding-top:3px}
.timeline p{margin-top:2px;font-size:14.5px;color:var(--ink-3)}

.status-hero{display:grid;grid-template-columns:auto 1fr;gap:20px;align-items:start}
.status-seal{display:grid;place-items:center;width:64px;height:64px;border-radius:var(--r);border:1px solid var(--rule-strong);background:var(--surface-2);color:var(--ink-2)}
.status-seal svg{width:28px;height:28px}
.status-seal.tone-warn{background:var(--warn-wash);color:var(--warn);border-color:rgba(122,83,0,.25)}
.status-seal.tone-danger{background:var(--danger-wash);color:var(--danger);border-color:rgba(168,50,31,.25)}
.status-seal.tone-info{background:#eaf0f5;color:var(--navy-3)}
.status-seal.tone-success{background:var(--success-wash);color:var(--teal-ink)}

/* Onboarding / profile */
.form-shell{display:grid;grid-template-columns:240px minmax(0,1fr);gap:clamp(20px,4vw,48px);align-items:start}
.form-index{position:sticky;top:88px;display:grid;gap:2px;font-size:14px}
.form-index a{display:flex;gap:10px;padding:8px 10px;border-radius:4px;color:var(--ink-2);text-decoration:none}
.form-index a span{font:500 12px/1.5 var(--mono);color:var(--ink-3)}
.form-index a:hover{background:var(--surface);color:var(--ink)}
.form-card{background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);padding:clamp(20px,3vw,36px);box-shadow:var(--shadow-1)}
.form-card .fieldset{padding-top:28px;margin-top:28px}
.form-card .fieldset:first-of-type{margin-top:0;padding-top:0;border-top:0}
.sticky-actions{position:sticky;bottom:calc(68px + env(safe-area-inset-bottom,0px));z-index:5;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-top:28px;padding:14px 16px;background:var(--surface);border:1px solid var(--rule-strong);border-radius:var(--r);box-shadow:var(--shadow-2)}
@media (min-width:861px){.sticky-actions{bottom:16px}}

/* Earn */
.earn-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:24px;align-items:start}
.earn-side{display:grid;gap:16px;position:sticky;top:88px}
.meter-card{padding:18px;background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg)}
.meter-card .leader{font-size:14px;margin-top:10px;color:var(--ink-3)}
.meter-card .leader b{color:var(--ink);font-weight:500;font-variant-numeric:tabular-nums}
.meter-card .progress{margin-top:12px}
.question-card{position:relative;background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg);box-shadow:var(--shadow-1);overflow:hidden}
.question-top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;padding:14px clamp(18px,3vw,28px);border-bottom:1px dashed var(--rule-strong);background:var(--surface-2)}
.question-text{padding:clamp(20px,3vw,32px) clamp(18px,3vw,28px);font:400 clamp(22px,2.6vw,30px)/1.3 var(--serif);color:var(--ink);letter-spacing:-.005em;border-left:3px solid var(--teal);text-wrap:pretty}
.answer-area{padding:0 clamp(18px,3vw,28px) clamp(18px,3vw,28px)}
.answer-area .textarea{min-height:280px;font-size:16.5px;line-height:1.7}
.counter-row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 16px;margin-top:8px;font:400 12.5px/1.4 var(--mono);color:var(--ink-3);font-variant-numeric:tabular-nums}
.counter-row .is-over{color:var(--danger);font-weight:500}
.guidance{display:grid;gap:10px;margin:18px 0}
.policy-note{display:flex;gap:10px;padding:12px 14px;border:1px solid rgba(168,50,31,.22);border-radius:var(--r-sm);background:var(--danger-wash);color:#6f2416;font-size:14.5px}
.policy-note svg{flex:none;width:18px;height:18px;margin-top:2px}
.answer-actions{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-top:18px}
.evaluating{display:flex;gap:14px;align-items:center;padding:22px;border-radius:var(--r);background:var(--surface-2);border:1px dashed var(--rule-strong)}
.evaluating .scan{position:relative;flex:none;width:44px;height:44px;border:1px solid var(--rule-strong);border-radius:6px;overflow:hidden;background-image:repeating-linear-gradient(180deg,var(--rule) 0 1px,transparent 1px 6px)}
.evaluating .scan::after{content:"";position:absolute;left:0;right:0;height:2px;background:var(--teal);animation:scan 1.6s var(--ease) infinite}
@keyframes scan{0%{top:0}50%{top:calc(100% - 2px)}100%{top:0}}
.result{text-align:left}
.result-amount{margin-top:14px;font:500 clamp(40px,6vw,56px)/1 var(--sans);letter-spacing:-.02em;color:var(--ink);font-variant-numeric:tabular-nums}
.result-amount.is-zero{color:var(--ink-3)}
.result-msg{margin-top:12px;font-size:16.5px;color:var(--ink-2);max-width:40em}
.result .form-actions{margin-top:24px}

/* Wallet */
.method-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.method-card{position:relative;display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start;padding:20px;border:1px solid var(--rule);border-radius:var(--r-lg);background:var(--surface);color:inherit;text-decoration:none;transition:border-color .15s,box-shadow .15s}
.method-card:hover{border-color:var(--ink-3);box-shadow:var(--shadow-2);color:inherit}
.method-card .method-icon{display:grid;place-items:center;width:44px;height:44px;border-radius:var(--r-sm);background:var(--navy);color:var(--teal-on-navy)}
.method-card .method-icon svg{width:22px;height:22px}
.method-card h3{font:500 16.5px/1.3 var(--sans)}
.method-card p{margin-top:4px;font-size:14px;color:var(--ink-3)}
.method-card .badge{position:absolute;top:16px;right:16px}
.method-card.is-disabled{background:repeating-linear-gradient(135deg,var(--surface-2) 0 8px,var(--surface) 8px 16px);cursor:not-allowed;border-style:dashed}
.method-card.is-disabled:hover{box-shadow:none;border-color:var(--rule)}
.method-card.is-disabled .method-icon{background:var(--paper-2);color:var(--ink-3)}
.method-card.is-disabled h3{color:var(--ink-2)}

.flow{display:grid;grid-template-columns:220px minmax(0,1fr);gap:clamp(20px,4vw,48px);align-items:start}
.flow-steps{position:sticky;top:88px;display:grid;gap:0;border-left:1px solid var(--rule-strong)}
.flow-steps li{position:relative;padding:10px 0 10px 18px;font-size:14.5px;color:var(--ink-3)}
.flow-steps li span{display:block;font:500 11px/1.3 var(--mono);letter-spacing:.1em;text-transform:uppercase}
.flow-steps li[aria-current="step"]{color:var(--ink)}
.flow-steps li[aria-current="step"]::before{content:"";position:absolute;left:-1px;top:8px;bottom:8px;width:2px;background:var(--teal)}
.flow-steps li.is-done{color:var(--ink-2)}
.flow-panel h2{font:400 clamp(24px,2.8vw,32px)/1.15 var(--serif);color:var(--ink)}
.flow-panel .flow-lede{margin-top:8px;color:var(--ink-3)}
.amount-field{position:relative;max-width:360px}
.amount-field .input{padding-left:40px;min-height:60px;font:500 28px/1 var(--sans);font-variant-numeric:tabular-nums}
.amount-field .currency{position:absolute;left:14px;top:50%;transform:translateY(-50%);font:500 24px/1 var(--sans);color:var(--ink-3)}
.quick-amounts{display:flex;flex-wrap:wrap;gap:8px}
.inst-search{position:relative;max-width:420px}
.inst-list{display:grid;gap:0;max-height:380px;overflow:auto;margin-top:12px;border:1px solid var(--rule);border-radius:var(--r);background:var(--surface)}
.inst-option{display:grid;grid-template-columns:20px 1fr auto;gap:12px;align-items:center;padding:12px 14px;border-bottom:1px solid var(--rule);cursor:pointer}
.inst-option:last-child{border-bottom:0}
.inst-option:hover{background:var(--surface-2)}
.inst-option input{accent-color:var(--teal-ink);width:18px;height:18px;margin:0}
.inst-option .inst-name{color:var(--ink);font-size:15px}
.inst-option .inst-rail{font:500 10.5px/1 var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3)}
.inst-option:has(input:checked){background:var(--teal-wash)}
.saved-dest{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;padding:16px;border:1px solid var(--teal-ink);border-radius:var(--r);background:var(--teal-wash)}
.saved-dest strong{display:block;color:var(--ink);font-weight:500}
.receipt{position:relative;padding:22px 22px 26px;background:var(--surface);border:1px solid var(--rule);border-radius:var(--r-lg) var(--r-lg) 0 0}
.receipt::after{content:"";position:absolute;left:-1px;right:-1px;bottom:-11px;height:12px;background:radial-gradient(circle at 7px 12px,transparent 6px,var(--surface) 6.5px) repeat-x;background-size:14px 12px}
.receipt-ref{margin-top:6px;font:500 15px/1.4 var(--mono);color:var(--ink);letter-spacing:.04em;word-break:break-all}

/* Security */
.session-list li{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center;padding:14px 0;border-bottom:1px solid var(--rule)}
.session-list li:last-child{border-bottom:0}
.session-list .device{color:var(--ink);font-weight:500}
.session-list .meta{font-size:13.5px;color:var(--ink-3)}
.settings-row{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.4fr);gap:20px 32px;padding:24px 0;border-bottom:1px solid var(--rule)}
.settings-row:first-child{padding-top:0}
.settings-row:last-child{border-bottom:0;padding-bottom:0}
.settings-row h3{font:500 16.5px/1.3 var(--sans);color:var(--ink)}
.settings-row>div:first-child p{margin-top:6px;font-size:14.5px;color:var(--ink-3)}

.notif-list li{display:grid;grid-template-columns:10px 1fr auto;gap:14px;align-items:start;padding:16px 0;border-bottom:1px solid var(--rule)}
.notif-list li:last-child{border-bottom:0}
.notif-list .unread-dot{width:8px;height:8px;margin-top:8px;border-radius:50%;background:transparent}
.notif-list .is-unread .unread-dot{background:var(--teal)}
.notif-list h3{font:500 15.5px/1.4 var(--sans);color:var(--ink)}
.notif-list p{margin-top:2px;font-size:14.5px;color:var(--ink-2)}
.notif-list time{display:block;margin-top:4px;font:400 12.5px/1.4 var(--mono);color:var(--ink-3)}

.answer-body{white-space:pre-wrap;font-size:16px;line-height:1.75;color:var(--ink);padding:18px 20px;border:1px solid var(--rule);border-radius:var(--r);background:var(--surface-2);overflow-wrap:anywhere}

/* ---------- Error pages ---------- */
body.minimal{background:var(--paper)}
.minimal-shell{min-height:100vh;display:grid;grid-template-rows:auto 1fr auto}
.minimal-top{padding:22px var(--gutter);border-bottom:1px solid var(--rule)}
.error-main{display:grid;align-content:center;padding:clamp(40px,8vw,96px) var(--gutter)}
.error-card{max-width:620px}
.error-code{font:500 13px/1 var(--mono);letter-spacing:.14em;color:var(--teal-ink)}
.error-card h1{margin-top:18px;font:350 clamp(40px,6vw,72px)/1 var(--serif);letter-spacing:-.02em}
.error-card p{margin-top:18px;font-size:18px;color:var(--ink-2)}
.error-card .form-actions{margin-top:30px}
.error-ref{margin-top:28px;font:400 12.5px/1.5 var(--mono);color:var(--ink-3)}
.minimal-foot{padding:18px var(--gutter);border-top:1px solid var(--rule);font-size:13px;color:var(--ink-3)}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .stat-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .earn-layout{grid-template-columns:1fr}
  .earn-side{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}
  .figures{grid-template-columns:repeat(2,minmax(0,1fr))}
  .figure:nth-child(2){border-right:0}
  .figure:nth-child(-n+2){border-bottom:1px solid var(--rule)}
}
@media (max-width:960px){
  .hero .wrap{grid-template-columns:1fr}
  .slip{transform:none;max-width:520px}
  .section-head,.split{grid-template-columns:1fr}
  .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
  .step+.step,.steps .step:nth-child(3n+1){border-left:0;padding-left:0}
  .steps .step:nth-child(2n){border-left:1px solid var(--rule);padding-left:clamp(16px,2vw,28px)}
  .security-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .auth-shell{grid-template-columns:1fr}
  .auth-aside{display:none}
  .app-grid{grid-template-columns:1fr}
  .legal-doc{grid-template-columns:1fr}
  .legal-toc{position:static;max-height:none;padding:16px;border:1px solid var(--rule);border-radius:var(--r);background:var(--surface)}
  .legal-foot{grid-column:1}
  .help-section{grid-template-columns:1fr}
  .form-shell,.flow{grid-template-columns:1fr}
  .form-index{display:none}
  .flow-steps{position:static;display:flex;border-left:0;border-bottom:1px solid var(--rule-strong);overflow-x:auto}
  .flow-steps li{padding:8px 14px 10px 0;white-space:nowrap}
  .flow-steps li[aria-current="step"]::before{left:0;right:14px;top:auto;bottom:-1px;width:auto;height:2px}
  .settings-row{grid-template-columns:1fr}
}
@media (max-width:640px){
  .form-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .steps .step:nth-child(2n){border-left:0;padding-left:0}
  .security-grid{grid-template-columns:1fr}
  .contrast{grid-template-columns:1fr}
  .figures{grid-template-columns:1fr}
  .figure{border-right:0;border-bottom:1px solid var(--rule)}
  .figure:last-child{border-bottom:0}
  .method-cards{grid-template-columns:1fr}
  .earn-side{grid-template-columns:1fr}
  .stat-grid{grid-template-columns:1fr 1fr;gap:10px}
  .stat{padding:14px}
  .stat-value{font-size:21px}
  .status-hero{grid-template-columns:1fr}
  .rubric-row{grid-template-columns:90px 1fr 40px}
  .ledger-table thead{display:none}
  .ledger-table tr{display:grid;grid-template-columns:1fr auto;gap:2px 12px;padding:12px 14px;border-bottom:1px solid var(--rule)}
  .ledger-table tr:last-child{border-bottom:0}
  .ledger-table td{display:block;padding:0;border:0;font-size:14.5px}
  .ledger-table td[data-label]::before{content:attr(data-label);display:block;font:500 10.5px/1.4 var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3)}
  .ledger-table td.amount{grid-column:2;grid-row:1/span 2;align-self:center}
  .ledger-table td.amount::before{display:none}
  .page-head .btn{width:100%}
}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}
  .slip{transform:none}
}

@media print{
  .site-header,.app-header,.bottom-nav,.site-footer,.legal-toc,.toast-region{display:none!important}
  body{background:#fff}
}

/* Buttons inside the site navigation keep their own foreground colour (nav link colours must not override them). */
.site-nav a.btn,.site-nav a.btn:hover,.site-nav a.btn[aria-current="page"]{color:var(--fg)}
.site-nav a.btn-signal:hover{--bg:#5fd3c9;--bd:#5fd3c9}
/* Breathing room between small mono labels and the headings they introduce. */
.eyebrow+h1,.eyebrow+h2{margin-top:10px}
/* Eyebrow labels on dark panels need the on-navy text colour for contrast. */
.on-navy .eyebrow{color:var(--on-navy-2)}
/* Notices placed between content blocks keep consistent vertical rhythm. */
.stat-grid+.notice,.notice+.card,.notice+section,.notice+.panel{margin-top:16px}